With respect to Microsoft being one of the worst privacy offenders, can you please expand on this?
Why can't you just unlink your Microsoft login and use offline account if you're using Windows, or use ad blockers? Even if you somehow see an ad aimed at you, why can't it be in your power to just ignore them? Think in the terms of "I'll only look up a product/services if I have a functional need for it" rather than fall to the trap of "just because I have lots of money doesn't mean I have to spend it today"?
A lot of times by the way if I see something I fancy, I'd end up looking at Amazon and find the best product at affordable cost, so I don't really click on any ads. If I recall even, I NEVER click on an ad, I'd go as far that I ignored sponsored ads in Amazon, so what's the problem with ads?