I am thinking of the real world example of Coober Pedy, AU [1] They have subterranea hotels, mines, homes, recreation facilities and more. If I ever went to AU that would be my first stop.
Anecdotally my home is partially earth bermed and even on hot days hot being around 101F it is cool in my home and I do not even own a HVAC unit. One of the many reasons I moved was due to heat and sleep issues.