With 8% inflation it is essentially better to stuff your bed with some commodity than go for 5% ROI.
So in an 8% inflationary market you'd turn down a 5% ROI for a 0% ROI? How does that make sense?
Commodities usually don’t make 0% return. The price of corn, gold, and gas have all gone up significantly over time (although sometimes not faster than inflation).
Did he say a year? I want it immediately. Unlimited and no delay.