I nearly failed out of college because of this. I would have a paper due in n days, and would absolutely refuse to do it, in hindsight because I didn't want to spend weeks working on it just to get a D (who does?). I would literally get to ~24 hours before due date and have a 20 page paper to write with zero done. No reading, no research, I'd be lucky to even have a topic. I'd then regurgitate some garbage that barely met the requirements (if it even did), get the D anyway, and justify it by the fact that I "passed" and saved all that time. In retrospect, over a decade later, I was just terrified of trying and failing, so took solace in not trying and failing.