> It's my understanding that "phone" without the ability to tap is illegal in the US.
This is not true. Else you couldn't have whatsapp or signal calls (e2e encrypted). In 2009, Skype made the argument with the ACLU that they are not a telecoms carrier, and are therefore exempt from CALEA and similar regulations. Additionally, Skype's original CSEO refused to promise that they did not support wiretaps in the original architecture. We know from Edward Snowden that "old Skype" was included in NSA data sources.
Skype changed architecture because routing calls through neighboring, always-on nodes is not practical in a mobile world where 50%+ of users pay for their data by the MB, and have spotty connections with high latency. For several years before the rearchitecture, Microsoft propped up the network by running all the supernodes itself.