It’s crazy how much of a Wild West payments have gotten lol. Banks exist, but haven’t innovated (possibly due to regulations). Then payment apps, crypto coins, and now an aggregator for payment apps has shown up. I guess the final step in all this will be an app that takes in money from any crypto coin, cash app, or bank, and then sends it to any other person who can receive the coin, cash app, or bank, where the idea is that the aggregating app would only need to be on the sender’s side but not on the receiver’s side.

Have you considered doing payment processing, then the output goes to the users preferred payment method? So say my customer pays with a CC (via stripe or braintree on your end) - you could pass that payment along to PayPal, stripe, crypto, etc.

To me, that would be a useful alternative because all I'll need to do is enter my CC info, or preferably use apple pay which is much faster than me needing to ensure I have paypal, zelle, etc. installed.

I'm probably in the minority here, but I know for older people paying by CC is going to be easier than using an alternative payment processor.