Even white collar desk jockeys can need a truck on a regular basis. I'm one and own a truck. For about 9 months a year I use it frequently, at least once a week on average, to pull a horse trailer to get my daughter's horses around. A 4 wheel drive vehicle is required to reach my beach house because it requires driving on a beach which doesn't have compacted sand to drive on. AWD drive vehicles can't make it. I help pull many of them out of the sand each summer.