Every time the government gets involved markets get distorted and we pay the price down the road. Guaranteed home loans from the govt with almost no down payment caused lenders to not check credit and then we had 2008. Very similar situation with government education loan guarantees. And then legislators pretend to fix the problem with bailouts but we all pay with an inflation tax. Its robbery from savers to what should be risky borrowers. On top of that we now have these bloated education institutions that offer bs degrees and wacky educators because of the artificial propped up market that is detached from economics and value.