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Comment by zht | Hacker News Reader

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zht·

It's unlikely Stripe has access to any APIs that Plaid doesn't also have access to.

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it's also unlikely Stripe doesn't have access to any APIs that Plaid has access to

sorry what? no one was saying Plaid had access to more APIs than Stripe

right, which makes it easy to clone the whole set of APIs

We've found that Plaid only leverages around 3-4 Direct API connections for some reason, why other aggregators like MX, Finicity, Yodlee all have 10+. It seems suspect to me because Plaid doesn't seem to be prioritizing the protection of user credentials the same way others are.

This is false. Hundreds of banks have built out api's on plaid exchange: https://plaid.com/plaid-exchange/

Yeah, at this point the majority of API requests that Plaid fulfills are filled with data provisioned from institutions via an API. I assume that OP was only looking at named banks who we did press releases with (e.g. Chase, Wells Fargo, Capital One) but there are many more financial institutions we have API integrations with beyond that, either via Plaid Exchange or via their own APIs. [I work at Plaid]

In this thread you've accused the founder of Plaid multiple times of lying, without evidence, and most importantly, your account was made only 1 hour ago.

You've said "Stop lying bro.", "hella sus", "This is 100% a lie", "seems suspect", all without evidence.

You seem to have some ulterior motive here that you haven't disclosed. Maybe you're right about everything, but it comes across poorly.

It's not a good luck for Stripe to have one of its employees astroturfing the competition.

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