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> Google does not allow apps within the app store to present their own payment method

Does this apply to NFC as well? On Android, if an app wants to use NFC for payment that is not processed through Google Pay, can it exist on the Google Play store?

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If I'm understanding you correctly, yes, there are alternative NFC payment apps to Google Pay, like Samsung Pay and various bank-specific apps. My main traditional bank doesn't support Google or Apple Pay, and you need to pass through an app of theirs for NFC payments, and you can even set it as the default app for NFC payments ( that's the extent to which Google allow alternative NFC payment apps).

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