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Comment by hirvi74 | Hacker News Reader

I recently ended my subscription for YNAB after more than half a decade of usage. I was grandfathered into the old price, but they took that away with the most recent price increase, so I could not justify staying.

However, since I have quit, I have not found my habits to have changed. I think some part of the system is permanently burned into my brain. I am exploring my options with hledger, and it's been a neat experience so far.

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oh, hledger does look pretty neat. If I were the only person involved in my budgeting, I'd definitely give it some serious consideration.

There's also beancount [1] which has a (local) web interface via fava [2].

[1] https://beancount.github.io/ [2] https://beancount.github.io/fava/

I think Beancount might actually be better than hledger for the ways I intend to use it, but I wish Beancount was a bit more relaxed with naming conventions and account names/structure.

Where would you like to see it be more relaxed? While the documentation has some pretty strong recommendations, other than the top 5 accounts, you can pretty much do as you wish.

> Where would you like to see it be more relaxed?

Having spaces in account names and not having to type the currency for every transaction would be nice. Though, I will say it's been quite a few years, so perhaps things have changed.

It's still possible to use the version of YNAB from before they switched to a subscription model.

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