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Comment by bern4444 | Hacker News Reader

There are a lot of tools like Actual (YNAB, Monarch, Mint, Aspire google sheet etc). All are focused on budgets and mostly managing cash accounts.

I've always wanted an equivalent but for investments. I know you can sync investment accounts to some of these, but that only reports the balance generally.

I'd love to have the equivalent for investment accounts that answer these questions:

What is my sector exposure?

How much, across multiple accounts and brokerages, of Apple (or any stock/etf/mutual fund) do I own as a total percentage?

How much money are in retirement accounts vs non retirement accounts?

What is my IRR (rate of return) in aggregate and per account?

And of course things like projections, safe withdrawal rates, analysis in the form of charts and graphs like what Actual and the rest offer.

etc

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If you're interested in exploring full-time work around this, I'm on the Monarch team, and would love to chat. Most of us our personal finance geeks on some level and we've loved working on this together. Our investment sync is pretty primitive right now but we have a pretty big batch of work in the next few months around planning/goals/advice (which would include investments, debt paydown, etc).

You can find me on LinkedIn through my About link (or just apply on the website, we keep a close eye on applicants especially if they're interested in personal finance).

The best open source app I've found that does much of this is: https://www.portfolio-performance.info/en/

Maybe is roughly working on this for all of your assets.

Not much on their website yet but there's a high-level roadmap, discord, and newsletter. They're in testing with beta customers atm. Josh also built Baremetrics which does a great job of slicing and rearranging business data streams into useful insights.

https://maybe.co/

Check out https://projectionlab.com/

You might take a look at Personal Capital. Their free service will answer many of those questions for you and they have a decent retirement simulator to understand what your chances are of having enough money for the rest of your life.

I’ve been working on building this since January. We should have the first version up in a few weeks. Here’s the landing page: https://www.haystack.finance

I don't know if this is a business you're trying to build or a project you're working on but I'd be interested in helping if you need.

I was working on something like this as a side project but my motivation for it fluctuates.

Awesome, yeah send me an email at adam.arthur.rice@gmail.com. Would be great to chat.

Try https://ghostfol.io/portfolio (there's an option to self-host too)

I really like Kubera for all of this: https://www.kubera.com/

Personal capital? Sigfig?

I've heard of personal capital - though I've read lots of reviews that say they always try and upsell you to their paid management platforms.

Will take a look at sigfig!

They do, but the way they fund the development is to check with people using their platform and ask if they want financial advisement services. It is probably one of the better business models out there that still gives you something valuable for free.

personal capital is great. Yeah, I get a call from a rep asking for a meeting 1x/year. I politely decline and don't hear again from them til next year...not a big deal for a great 100% hands off dashboard.

Check out Laksmhi:

https://github.com/sarvjeets/lakshmi

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