Why don't you inform people when their account is penalized?
Also, it's not clear how to do it well. I do have some ideas which I'd like to try someday. Here's one: people work well with feedback loops, so telling them that they're penalized and giving them a way to fix it could be a good thing. Unfortunately, it could also just be awful. This place is always one step away from sudden decline, and when walking near a precipice one wants to step carefully.