100% agree that submarine life is better than a surface ship. I personally would have had a much harder time with the officer/enlisted relationship on a surface ship, in particular.
Maybe it's different now, but I spent a week riding an SSN as an NROTC midshipman, when I had orders to nuke school a few weeks later (I was commissioned right after first-class cruise and had already gone through The Interview with the KOG; long story). In nuke school I switched to surface, asked for and got sent to the Enterprise, and was pretty happy to be there at the center of the action with great port calls. Standing OOD underway on a carrier — the officer on watch who's in charge of the entire ship, and de facto of the task force — was the most rewarding thing I've ever done professionally, especially during evolutions such as night flight ops. And you deal with (and learn to lead) sailors of all educational levels and from all walks of life, not just the cream of the crop as on subs.
You make a compelling case - OOD on a carrier has got to be a hell of an interesting job! Personally I liked the smaller team on a sub, getting to do TS missions, etc. But I can definitely see where you're coming from. (And frankly, I still think submarine life is better than traditional non-nuke SWO life, still.)
I had a time when I'd flown out to fix our satellite terminal, it was literally the only thing holding up this patrol boat from deploying, and the CO (commanding officer) came and asked how I was doing and then went and got me a Coke from the galley himself! There was absolutely no annoyance and anger at me because our company's equipment was holding it up, just "what can we all do to get this working as quick as possible". Another time we had to replace a large part of a gimbal on a frigate, with myself and a tech from our company and a couple of low-ranked seamen, and the top WEEO (Weapons Electrical Engineering Officer) happily jumped in and helped us drag a big crate up the side of the ship.
Of course it's different being a contractor coming in than being one of the lower ranked enlisted people, but on all the ships I've been on it always seemed to be pretty good relationally. Of course, I'd usually be on just before deployment so a few weeks or months later things may not have been so rosy either!