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Sure, if you save every cent and commit to being single without children for 8 years. But if you go to the dentist, drop your phone on accident, find an S/O, go to the gym, eat out every once in a while, buy some new clothes, pay off student loans, ...

It's just very silly to find a website, grab a number, and then conclude that saving 200k in 8 years is realistic

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I think the living expenses include health expenses, but other expenses like phones and travel probably not

I doubt this hypothetical person making $80k has a Cadillac health plan. They could definitely be looking at costs like $1500 for a dental crown and $1000 for an MRI before they hit their deductible.

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