On topic: I have the same feeling. I'm trying to get a dev job, that would be a huge jump of income for me. But I'm 34, how much should I grind just to get "entry-level" stuff?
I was pretty unmativated in my job, just coasting by and pretty much doing the bare minimum that allowed me to be in peace with myself. Remote work increased my productivity and my hapiness overall, but it's still insufficient to buy a home, I'm basically a rent slave.
If I get a dev job, it will probably mean 30-40k to me, here in Spain. Maybe 50K if I manage to climb the ladder, given I'm 34.
With that income I can buy a flat (not a house) in my mid-sized spanish city, but that's about it.