Institutions get designed around their mandate. If you're trying to run a school system you wouldn't invent a court. If you were trying to deal with violations of law you wouldn't create a school board.
The federal government's mandate was to manage issues that arise between states and each other, between states and other countries and to a lesser extent, to prevent the states from violating the rights of their inhabitants and its architecture reflects that mandate. Over the years the federal government has expanded in scope far beyond the types of issues it was designed with the intent of managing. Expecting that system to provide decisive action on issues that are outside of what the system was designed for is unrealistic.
“Simple, clear purpose and principles give rise to complex and intelligent behavior. Complex rules and regulations give rise to simple and stupid behavior.”
– Dee Hock
The hubris of creating complex rules to outsmart a problem leads to the creation of yet more complex rules to solve its own shortcomings.
See defined benefit pensions, higher education loans, military benefits, 401k/employer health plan tax benefits. All of these things could have middlemen removed, but they remain to obfuscate costs and who is getting how much of the benefit.
This would give an opportunity for hard decisions to be made, but it’d also discourage anyone new from running in the years up to it. It’d be interesting to see what would happen.
or a revolution