We bought our first home last year at a 3% interest rate. The price is up 45% one year later. If we had to buy that same house today with todays interest rate our mortage payment would be double. This is deeply unfair to people who don’t own homes.

(Comfortably) Owning a home is a key part of the American dream. We need an Elon Musk for housing. So many of societies problems can be traced to high housing cost.