Maybe your money is pretty safe in your bank. My dad worked for 40+ years and paid every month his pension fund dues. When his company (a very big and old company in our country) went bankrupt, it was found that the pension fund was broke. They had been using money from the pension fund to cover whatever they had to cover due to corruption, bad administration, etc (it was illegally done so, by the way). Not only that, but the government knew about this, since it was a really, really big pension fund, and had stepped in as pension administrator for the past six or seven years. Didn't matter. The pension broke, the company broke, my dad and thousands of others were left without their retirement pay. This is not some outrageous story over here. It was so normal that it didn't make any headlines. Two years ago postal workers have started to take a pay cut to cover a hole in their pension fund. The mail here is state owned, by the way, and it didn't matter. The directors took their money, the workers had to pay up. I did my research, I wouldn't put money in Beanstalk Farms, or 99% of cryptocurrencies, but there are couple, two or three, crypto projects that I know are legitimate and secure, and I trust them more than the banks I have access to.