Civilized and extremely rich. I grew up in a country with a welfare system probably as supportive as the Nordics, as a percentage of national wealth (I didn't check the figures). I can assure you that my musician friends that didn't give up on a music career (as I did), most certainly have to make sacrifices to make ends meet. Granted, at least they don't have to fear generational debt in case they get an unlucky draw in the health lottery.