They are usually not, illegal clauses are still illegal even if you clicked an "accept" button.

Edit: one of many examples https://www.washingtonpost.com/business/2021/06/02/automatic...

I would be with you if so many corporations didn't already exploit customers with the whole "yeah, tough luck, whatcha gonna do about it? have fun suing us" attitude. You can't blame customers for taking the same approach when that's already corporate America's MO.

And don't forget that on top of exploitative practices, corporations frequently game the legal process too... like forcing customers to sign away their rights to sue in court, and all that.

It's almost tragic that how many times things that are "legal", are neither right nor good. In ideal world, atleast, those qualities should have been mandated to make something a law.

Either laws are way too old for the current times or were made worse by lobbying groups in favour those with might.

Things don't seem to be getting better (cookie annoyance being one example) unfortunately.

Immoral obligations aren't obligations.

Nonetheless, a prepaid card is legal tender.