Hacker News Reader

1) Yes, it's from CapitalOne's credit monitoring service. 2) The new normal is scary.

to be fair it's scarier that someone with a immutable secret number can steal your identity.

credit companies now have to do their due diligence before shooting loans left and right.

this is THE normal in most of the world.

> credit companies now have to do their due diligence before shooting loans left and right.

Hopefully we'll arrive at what it should have always been — sign here with your private key, please.

(An SSN is a [short] public key with no private key-pair)