I can probably get close to 22% as long as Covid keeps my long distance trips suppressed. I thought when people were saying “I bike everywhere” they meant like 80% bike 20% walk or something.
We use rain jackets, ponchos and/or waterproof overtrousers, depending how heavy the rain is. It's generally fairly light here, so my overtrousers don't get much use.
Temperature is not a problem, just add or remove clothing according to the temperature. (Is this not obvious? I sound like my mum when I was 8 years old "it's cold outside, wear a coat!").
Now I need to figure out how to handle a much longer time in the temperature and rain, plus windchill (the other day when I tried out my ebike it took 3 minutes for my eyes to stop watering, I’m hoping that is just an acclimatization thing).
I did realize I can probably get some plastic bags to keep a change of clothes in inside my backpack.
I’m sure I just have a bad attitude but I’m working on it over here.