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Are you from Cincinnati / Covington area?. That's the first place that came to mind based on "across the river and in a another state"

There are tons of these places: New York, Portland, Memphis, St Louis. Major rivers tend to be state lines as well as population centers.

That's true, I'm probably just betraying my bias from my own home state by what comes to mind first :)

Actually you were right, I am talking about NKY/Cincinnati

Hah! My Ohio bias pays off for a change!

There's also the entire rest of the world, of which the US is ~ 5% of ;).