To make it short, if I want to sell my home at market value to someone paying with a mortgage (likely 98% of buyers need one) I have to request some documentation which involves a tax, which in my case amounts to 5K Euros, plus a notary lawyer for documents filling and transmission which cost a few hundreds Euros. All fine and dandy, too bad that the mean time between the document request and when it is being released amounts to 7-8 months! Big WTF... 7-8 months for a fucking stamp on a piece of paper, plus hopefully one record in a database! I filled, paid and sent the request last January, let's see how much time will it need. I am extremely lucky that the owner of the home I'm buying will wait until next summer, and I'll have to deposit more money to drag it further, or I would have lost all my deposit only because of bureaucracy.