"Superstition is a credulous belief or notion, not based on reason or knowledge."

It would be superstition if I've done it without seeing the problems other people have. Those two articles, actually describe real experiences. Experience defeats anything else.

I choose to believe those two articles, and not because I read them on here, because they are not the only bad experiences I have heard regarding PayPal. In fact I have never heard a good review of their service.