Indeed. Not getting a HOA was a hard requirement for us.
The fascinating thing about HOAs is that they’re all done under the guise that they “improve property values”, but I’ve never seen any evidence that this works. From my geographic location it seems like non-HOA factors drive prices (supply, demand, neighborhood location and nearby amenities like transit and shopping), not whether or not the neighbors flower bed matches the “neighborhood character”[0]. From what I see it just seems to let petty tyrants control their neighbors; the property value argument seems like a transparent excuse.
0 - You see this phrase a lot in zoning discussions and it makes me feel like I’m taking crazy pills. As if neighborhood character is a concrete thing that can be pointed to and protected, rather than a constantly changing and emergent result of the humans living in a place.