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> retroactively convict these people years or decades later, when they thought they were out of the woods

Limitations exists for most crimes and torts. Prosecuting someone years or decades later when potentially exculpatory evidence is less available (e.g. no one, even themselves can remember their alibis, etc.) would be highly unjust.

With costs of living skyrocketing everywhere and wages stagnating if not decreasing (remote work suddenly brings more competition) I wouldn't be surprised if otherwise legitimate people are tempted or even forced to do this out of desperation.

I hope you’re not implying that these voice-recording/identity databases would be a good thing.