I never understood why stock coolers have to be so bad. It's not like intel or amd don't have the engineering ability to do the same kind of work noctua does, so why don't they?
Granted, single-focus vs multi-focus is not the only factor, as sometimes multi-focus companies prove to us, but it is a great factor.
Mine wasn't (3400 series Ryzen CPU). Well its performance was perfectly fine, the fan noise was far louder than what I found acceptable. However instead of replacing the whole cooler I just replaced the fan and have had zero problems with either noise or cooling since.
This actually surprised me, because I never had such problems with stock Intel coolers. The CPU itself is amazing, though.