It's not at all. The worst thing a centralized server can do in Lightning is refuse to route your transactions. Their peers have the keys and the pre-signed transactions necessary to unilaterally withdraw their funds from the channel.
This is called censorship, the very thing Bitcoin was created to circumvent.
It's an especially big problem given the fact that the vast majority of lightning payments are routed through lightning nodes operated by centralized cryptocurrency exchanges. Most of the remaining nodes on the lightning network are unreliable due to shortcomings in the lightning protocol surrounding state management, node connectivity, and inbound/outbound liquidity. That's not even getting into the abysmal incentive structure node operators face.
This isn't comparable to e.g. a hard coded blacklist.
I'd love to know how you came to believe this. Due to Lightning's design, there is no way to know how payments are routed, so it seems clear that you're either misinformed or lying.
> That's not even getting into the abysmal incentive structure node operators face.
Such as... getting paid for your capital by routing payments? Oh no, so abysmal!