Yes, I don't especially disagree; I also think words are most useful when they mean something consistent and precise. Nonetheless, I think it's worth separating the merely terminological disagreement from the deeper semantic disagreement. Please do see the article I found(!) in a cousin comment, by Penelope Maddy. I think it provides a very enlightening perspective on the ways in which ZFC and HoTT/UF both purport to be "foundations" and yet seek to perform different duties.