We also live in a totally different time.

You were never able to just research how credit works. You needed the bank teller for this.

You were not able to compare prices and service before.

It was critical for you as a necessity that you trusted them.

For consumers our time is much better than it was before.

And yes due to global optimization it's just something bound to happen.

Instead of complaining that we have much better options and are more enabled to do things out way we should start to think how we want to shape the future.

I would love to talk about how we can further enhance the life's of everyone and how we live together than discussed if we still need to support checks.