It would make no sense to buy an i3 and then pair it with expensive memory. 3200Mhz is plenty.
Yes, and the vast, vast majority of 3200MHz memory only has that available via XMP profiles. If XMP doesn't work, you have 2133MHz memory.
On some 3200MHz GSkill RAM I have in a desktop in front of me, that means on this kit a H610 would only run 1067MHz @ 15-15-15-36-50. Instead of the XMP profile I run now which is 1600MHz @ 16-18-18-38-56.
https://linustechtips.com/topic/1411005-memory-speed-on-alde... (Linus Tech Tips, but it was the first link that came out when googling).
It's a shitshow.
You're still talking about minutes at most to dump your whole phone.
With 12300f peak powerdraw under sustained boost probably isn't more than 90W, so the shitty vrms of cheapest h610 could probably work just fine