There are private clinics one can become a member of, but this is extremely uncommon and most people don't know it's an option.
Costs upwards of $3,000 annually.
Costs upwards of $3,000 annually.
So, more like $7400 annually [0], plus a $40 copay, discounting whatever other health care you needed in the year.
[0] https://www.kff.org/report-section/ehbs-2020-section-6-worke...