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How are house prices at $400k and the average American can’t handle an extra $40/mo in gas?

I think you just explained it. That $4k/mo mortgage and income tax leaves very little for food and gas.

I think people are just lying.

I think you don’t understand that when you add more expenses in one area like housing, it leaves you with less money to spend in other areas.

Houses are notorious for poor gas mileage.