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> It isn’t money if it is loses 60% of its value in a couple of hours with additional fees I didn’t agree to.

Like the ruble? Anyway, are you aware of stablecoins?

You mean like Tether and USDC? I am sure they are audited and regulated with no scams right?

USDC is audited and regulated. But you don't have to trust a centralized stablecoin, decentralized and transparently auditable ones are available too.

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