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Another comment that reads as if they are skipping the "unique" part of the text they are quoting.

If you use unique passwords for everything and a leak goes undetected, the damage is contained to just that one site/service.

cherry picking quotes to nitpick is only effective if you address the full quote rather than cherry picking a point of a cherry picked quote

It's honestly strange this has to be said as it's such an obvious thing.

This also assumes that changing the password would effectively lock out attackers that have already breached your systems.

It's vastly more likely you'll be pwned by remote passwords than local programs. Even if it is a local program, there's so many ways to store a password there's no automated way to reliably get a password. Your threat model will become a person targeting you specifically, thumbing through your files to find information, etc.