I’m a big fan of any and all alternatives in health care payments. The ACA is a massive influence here that isn’t being discussed though. The free mental health services discussed in the comments by Evry seem generous and excessive on their part, until you realize that the mental health parity rule can easily and casually stick them with $50k or more of bills for in-patient treatment, where over-admission frequently happens to the detriment of the patient in some cases [1] and merely the insurer in others [2,3]. Getting ahead of this and trying to divert patients from this wasteful system is a fantastic and profitable idea for the insurer. This seems to be a success of the ACA and what insurance is supposed to be doing. But this is somewhat of a cat and mouse game in the long term because they ultimately can not choose they cover.

[1] https://www.buzzfeednews.com/article/rosalindadams/intake [2] https://fee.org/articles/how-obamacare-created-massive-addic... [3] luxuryrehabs.com