i was applying for a mortgage last year and the broker told me to send an accounting of all my assets except crypto as it was worthless in getting a loan
I will rephrase this to make it accurate: ->>except crypto as it was worthless in getting a loan.
becomes
->> except crypto as it was worthless in getting a lien against crypto.
In other words, they can't lien your 1000 ounces of gold coin you claim to have in your basement.