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Have you lived in Toronto? Don't forget after taxes that's around $39k. $3250 / month. Subtract $1500 for an apartment. Left with $1750. Hydro, internet, cable (?), a car, license, insurance, etc. Left with $1000 a month for food. $33/ day. Really not so much. You want to be saving too...

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For the uninitiated: Auto insurance in Ontario frequently costs more than the car lease itself. At the low end, it costs CAD 250/month, more if you're a male driver with few years of experience (or an immigrant with many years of experience abroad that don't count).

It's probably that much from all the morons in Toronto who cause accidents by their selfish negligence. Every time I have the misfortune of being in Toronto, people park on the side of a two lane road, flocks of bikers take up one and a half lanes, people carelessly walk into the road like they're looking to get hit and never once will you hit two green lights in a row.

@iratewizard It's mostly due to insurance fraud and extreme weather, allegedly: https://www.ahainsurance.ca/car-insurance/rates-ontario-high...

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