This is such a great point. I'm not sure why it needs to be made over and over again, but it seems that's the only way it doesn't get buried.
Let's play a game. I will be the institution, you will be the person. You will get ability to record me with your cellphone and post stuff online to complain about various issues. I will get the ability to see all your financial transactions, listen to all your communications, track your location, arrest you when I don't like you recording me, smear you online and pressure companies to ban you from literally any service imaginable, including banking.
Both of us will be bound by the legal framework, but when I don't like it, I will have the ability declare the state of emergency and scrap all the rules. Also, I will have sovereign immunity when I break the rules. Also, many of my actions will be secret because of national security.
Oh, and I will be doing all the things described above using your money.
Sounds fair?