Oh no no no, this is not accurate at all. I’ve used Autopilot over 60k miles across the entire US, even in the worst of weather through steep mountain grades at night at speeds up to 85mph (both the Rockies and TN/KY/NC). I disagree with your assessment. It has occasional disengagements during challenging scenes (road lines disappear suddenly, heavy construction causing sharp lane changes) but is an extremely robust system overall.
Your average human’s driving ability is not so great, in comparison.