Only Qnap offers ZFS and Synology offer BTRFS. And none of these file system are default option. ( I dont think they do scheduled scrubbing by default either ) They are also only available on mid range model. Qnap had third or forth security issues with Bitcoin ransomeware. Synology requires lot of work to turn off All internet facing features. To the point they dont want you to do it because all Internet facing features are their product differentiation. I think most user want more like a DAS ( Direct Attached Storage ), or NAS that is only accessible via Intranet.
Once you have that setup, a DS220+ with two 4TB NAS Drive and a usable 4TB storage cost $500. ( Or $400 if you use non NAS / Long Warranty Drive )
I am not sure if $500 / $400 for 4TB is cheap or affordable to average consumers.