The decentralized aspect of blockchains is mostly smoke and mirrors. Moxy Marlinspike recently wrote a really good blog post about all the hidden central points of failure in the ecosystem but it doesn't look like anyone was paying any attention.
People are like 'well yeah obviously' but no, not obviously in everyway to everyone. And the statistics will not save you when someone finds the next oopsie that can steal your investment, and there will always be a next one. Neither will any institutions.