why are you furious on REIT? They are pouring money into housing, at at time when we need more housing. It's not a problem. The problem is that we're not building enough. And a big part of that is zoning
We need more low cost apartments and condominiums that are close to jobs. Low wage workers are being expelled from urban areas because they cannot pay rent, and are forced between living in slum like urban conditions or paying high costs to commute from distant affordable areas. Corporate ownership of housing won't solve their issues, solve zoning issues, or increase housing starts.
edit: "off-limits" to the extent homebuilders could make a profit and lenders could make a profit, but not excessively.
Additionally this does not make any positive impact on the construction of new housing.