Yeah, I never understood why "tap" and "contactless" became synonymous in this context, given that "tap" is an onomatopoeia for the sound of two objects making contact.
Is it possible that "contactless" actually refers to lack of electrical contacts (i.e., not using the gold pads)? We already have plenty of words for this idea: radio, wireless, inductive. Or is the intent to mean no physical contact whatsoever such that a tap would only be accidental?