Karl Marx said there was no such thing as poverty, and of course he was right. People do not have a relationship with things, other than perhaps possessions (not property) like the shirt on your back. There are no signs pointing down from the heavens that someone owns this office building or factory or mine or IP rights to a 1927 film or book. People have relationships with one another. There is an idle class of heirs and there is a working class. Being broke is in the context of these social relations. Pointing to material items like federal reserve notes in a bank under some account number is a fetishism ignoring what is obvious, these basic relations between classes - heirs and workers.