Everything on this list is nice in general; my favorite is #5. I suspect that UBI would not make any difference to the "Karikó problem" though. Labs are almost always desperate for people who can get things done. If you don't mind not being a PI and are ok with a relatively small paycheck (but still much greater than what UBI would provide), it's fairly easy to maintain scientific employment that still allows you to pursue your own side projects. Perhaps we should call persisting as an individual contributor, not in a PI / management role, the "Karikó solution".