* I have even stared at this guy struggling to get out of his fancy Jeep who opened his door into my car. I know this anecdotal, but all it takes is a few counter examples to show that car price etc does not have a super high correlation to how careful & considerate you are.
i.e. https://quotewizard.com/news/posts/most-accident-prone-cars lists some luxury brands as having high rates - "Luxury sport car brands Infiniti, Lexus and Acura are among most accident-prone cars on the road."
and if you look through this data from IIHS https://www.iihs.org/ratings/driver-death-rates-by-make-and-... there are plenty of luxury cars with high death rates.
Driver and buyer/owner are different things. Few teenagers ever buy a Tesla, but they certainly drive them. A car cannot only be safe in the hands of the rich initial buyer who lives in a nice climate. It must be safe in all the other people who that owner may let drive. It must also be safe for subsequent second and third owners, people who might not be wealthy enough to stay home when it rains or when the autopilot thinks conditions are too rough. (It was -35c on my drive to work this morning. Dark. Ice fog then blowing snow.)