I’m an outlier, be warned, but
I have a pair of Jobo machines, an ATL3 and an ATL2200 with the tanks and do-dads that go with them.
I also have an Epson v850.
I used these ( and earlier setups that led to this ) in college after a lot of figuring on the solution to your question. I decided that for my time/money math, and considering the quality and control I was after, this was the best fit.
Now, I can’t keep up with scanning everything now that I have kids and a full time job and renovations to plan, and I consider selling the whole mess every other day ( the others, I consider buying a Contax 645 )
A solid halfway place is to get a great scanner ( not necessarily the one I have, unless you like big big film, see below for the counterpoint) and take the film to whatever drugstore nearby still has their Fuji stuff.
Or, get a hand tank.
Wait, it’s way simpler than you think. You somewhere dark, or a changing bag ( I put a towel under the door of a closet before getting a bag ) and then you need a sink. It isn’t super complicated for black and white, though medium format film is WAY easier to handle than 135. Making prints may come down to a yard sale or Craigslist score, but local college dark rooms likely aren’t full, and art kids are handy friends to have.
That didn’t likely help unless your main takeaway is held very close to “film is about the love of the game” not economics.